Quick Overview
Two crypto-native prop firms. Two different philosophies. FundedXYZ targets accessibility with challenge fees starting at just $20 and no daily drawdown limit. Breakout, backed by Kraken, brings institutional infrastructure and 62 tradable pairs to the table.
This comparison breaks down pricing, rules, payouts, and platform quality so you can decide which firm fits your trading style — without the marketing spin.
What Is FundedXYZ?
FundedXYZ is a Singapore-based crypto prop firm operated by BIO LC PTE LTD. It offers a single-phase challenge with no time limit, funded accounts up to $200,000, and up to 90% profit split. All trading runs on Bybit-powered execution through a simulated trading environment — no real capital is deployed during the challenge or funded stage.
The standout feature is Z Mode, a scholarship-style instant payout that returns 400% of the challenge fee on the spot. Payouts are processed in USDT within 1–5 business days.
What Is Breakout?
Breakout (breakoutprop.com) is a crypto prop trading firm backed by Kraken — one of the most established exchanges in the industry. Operating since November 2023, Breakout has paid out over $50 million to funded traders. It offers both 1-step and 2-step evaluations with account sizes up to $200,000, 62 crypto pairs, and up to 5x leverage.
Funded accounts receive on-demand payouts in USDC, available 24/7 with no waiting periods. All market-facing transactions are carried out by Payward Oceanic Ltd. (a Kraken entity) at its sole discretion.
Side-by-Side Comparison
| Feature | FundedXYZ | Breakout |
|---|---|---|
| Lowest Entry Price | $20 | $50 (2-step) |
| Max Funding | $200,000 | $200,000 |
| Challenge Phases | Single-phase | 1-step or 2-step |
| Time Limit | None | None |
| Minimum Trading Days | None | None |
| Profit Split | Up to 90% | 80% (90% upgrade available) |
| Daily Drawdown | None | 4% (1-step) / 5% (2-step) |
| Max Drawdown | Varies by plan | Varies by plan |
| Payout Currency | USDT | USDC |
| Payout Speed | 1–5 business days | Within 24 hours (on-demand) |
| Trading Pairs | Crypto (Bybit pairs) | 62 crypto pairs |
| Leverage | Varies by plan | Up to 5x |
| Execution | Bybit-powered | Kraken-powered |
| Instant Payout Mode | Z Mode (400% fee) | Not available |
| Headquarters | Singapore (BIO LC PTE LTD) | Kraken / Payward Oceanic Ltd. |
Pricing Breakdown
FundedXYZ starts at just $20 for its smallest challenge tier — the lowest entry point in crypto prop trading. There are no subscriptions and no recurring fees.
Breakout's pricing starts at $50 for a 2-step evaluation and $60 for a 1-step. Their $100K 1-step evaluation runs $999. Both firms charge one-time fees with no hidden costs.
For traders testing the waters or on a tight budget, FundedXYZ's $20 entry is hard to beat. Breakout's pricing is competitive for mid-to-large accounts, especially if you value the Kraken backing.
Challenge Structure
FundedXYZ keeps it simple: one phase, one profit target, no time limit. Hit the target, get funded. There is no daily drawdown limit, which gives traders more room to ride out volatility without getting knocked out by an intraday spike.
Breakout offers two paths — a 1-step evaluation (single target, 4% daily drawdown limit) or a 2-step (two consecutive targets, 5% daily drawdown). The 2-step generally has lower evaluation fees but requires more patience. Both paths have no time limit and no minimum trading days, which means you could technically pass in a single trade.
Neither firm restricts trading styles, and both allow you to trade at your own pace. Breakout's flexibility with two evaluation types is a genuine advantage for traders who prefer different risk profiles.
Where Breakout Wins
Kraken backing. Being powered by one of the oldest and most trusted crypto exchanges is a real differentiator. Breakout's liquidity comes from institutional-grade infrastructure, and their $50M+ in total payouts proves they can handle volume.
On-demand 24/7 payouts. No waiting period, no approval queue. You can withdraw profits multiple times per day if you want, processed in USDC usually within 24 hours. This is one of the fastest payout systems in the prop firm space.
62 crypto pairs. A wider selection of tradable assets, including altcoin pairs that might not be available elsewhere. Traders who focus on mid-cap altcoins will appreciate the variety.
Two evaluation options. The choice between 1-step and 2-step lets traders pick the path that matches their risk management style. The 2-step offers a lower entry fee and more generous drawdown limits.
Where FundedXYZ Wins
Lower barrier to entry. At $20, FundedXYZ has the lowest starting price in the crypto prop firm market. Breakout's cheapest option is $50. For traders who want to test a strategy without significant upfront cost, FundedXYZ is more accessible.
No daily drawdown limit. This is significant. Breakout enforces a 4–5% daily drawdown depending on the plan. FundedXYZ does not have a daily drawdown rule, which means a sharp intraday dip won't automatically end your challenge — only the overall drawdown matters. For volatile crypto markets, this flexibility is meaningful.
Z Mode. FundedXYZ's Z Mode offers a scholarship-style 400% instant payout of the challenge fee. No other prop firm offers this structure. It's a unique option for traders who want guaranteed returns without managing a funded account long-term.
Bybit-powered execution. While Breakout uses Kraken infrastructure, FundedXYZ leverages Bybit — another tier-1 exchange known for tight spreads and deep liquidity on crypto derivatives.
Payouts Compared
Both firms offer strong payout terms, but they differ in execution:
Breakout pays in USDC with on-demand processing, typically within 24 hours, available 24/7. You can request multiple payouts per day with a $50 minimum after the profit split. It's one of the fastest systems in the industry.
FundedXYZ pays in USDT within 1–5 business days. While slightly slower than Breakout's on-demand system, the process is straightforward and reliable. See full payout details here.
Credit where it's due: Breakout has the edge on payout speed.
Who Should Choose Which?
Choose FundedXYZ if:
- You want the lowest possible entry cost ($20)
- You trade aggressively and need no daily drawdown limit
- You're interested in Z Mode's instant payout structure
- You prefer a single-phase challenge — simple and clean
- You like trading on Bybit's interface and pairs
Choose Breakout if:
- Institutional backing (Kraken) matters to you
- You want on-demand payouts available 24/7
- You trade a wide range of altcoin pairs (62 available)
- You prefer having a 2-step option with more generous drawdown
- You value a longer track record ($50M+ paid out since 2023)
The Bottom Line
Both FundedXYZ and Breakout are legitimate crypto prop firms with transparent rules and proven payout records. The choice comes down to what matters most to you.
Breakout wins on institutional credibility, payout speed, and pair variety. FundedXYZ wins on price accessibility, rule flexibility (no daily drawdown), and the unique Z Mode option.
If you're still deciding, check out how FundedXYZ works or compare pricing plans to see which account size fits your strategy.
Either way, both firms let you trade crypto with someone else's capital. That's the whole point of prop trading — manage the risk, prove your edge, and keep the majority of the profits. Just remember: all trading involves risk, and past performance doesn't guarantee future results.
Want to see how other firms stack up? Read our best crypto prop firms in 2026 roundup.
FAQ
Is FundedXYZ or Breakout better for beginners?
FundedXYZ is more beginner-friendly due to its $20 entry point and no daily drawdown limit. Breakout's 4–5% daily drawdown rule requires tighter risk management, which can be challenging for newer traders in volatile crypto markets.
Does Breakout offer instant payouts like Z Mode?
No. Breakout offers on-demand payouts from funded accounts (processed within 24 hours), but it does not have an equivalent to FundedXYZ's Z Mode, which provides a 400% instant payout of the challenge fee without needing to manage a funded account.
Which firm has faster payouts?
Breakout has faster payouts. Their on-demand system processes withdrawals in USDC typically within 24 hours, available 24/7. FundedXYZ processes payouts in USDT within 1–5 business days.
Can I pass the challenge in one trade at either firm?
Yes. Both FundedXYZ and Breakout have no minimum trading days, so you can technically pass the evaluation in a single trade if you hit the profit target without breaching drawdown limits.
Are FundedXYZ and Breakout using real money?
FundedXYZ operates a simulated trading platform — no real funds are deployed during the challenge or funded stage. Breakout's funded accounts are managed by Payward Oceanic Ltd. (a Kraken entity), which may execute trades on its own principal account or record trade ideas as internal book entries at its discretion.
Trade With a Funded Account
FundedXYZ gives you access to funded crypto trading accounts up to $200,000. Pass the challenge, follow the rules, and keep up to 90% of your profits.
Get Funded Today →