Frequently Asked Questions

FundedXYZ is a proprietary crypto trading platform that allows traders to earn rewards by completing structured trading evaluations and following defined risk management rules. FundedXYZ does provide live funded trading accounts, all rewards are performance-based payouts, real trading capital is allocated to traders, and all payouts are in USDT.

Y Mode is a flexible trading mode designed for traders who want faster access to profit sharing. Traders can earn profits without passing a full multi-phase evaluation. It is suitable for experienced traders, with a profit split starting from 70%, up to 90% based on career progression (Junior → Pro → Elite → Aura). All risk rules still apply. Y Mode prioritizes flexibility and speed, not long-term evaluation.

Z Mode is a structured, evaluation-based trading mode. Traders must pass all evaluation requirements — profit targets and risk rules must be met. After passing Z Mode, traders receive a USDT payout sent directly to their wallet. Note: Z Mode rewards trading performance with USDT payouts, not funded account access.

A Scholarship on FundedXYZ is a performance-based USDT reward issued after successfully passing Z Mode, paid directly to the trader's wallet. It is not a trading account and not fiat cash. The Scholarship represents a USDT payout, not account funding.

No. FundedXYZ evaluations generally have no fixed time limit, allowing traders to trade at their own pace as long as all risk rules are respected.

We focus exclusively on crypto. You can trade BTC and ETH perpetual contracts trading pairs. No forex, no stocks — just the digital assets you know best.

Yes. If you don't pass the first time, you're welcome to try again. We offer affordable retry options for returning traders. Many top performers didn't pass on their first attempt — consistency is what counts.

To pass the challenge, you must: reach the required profit target, stay within the daily loss and max drawdown limits, and follow basic risk management (no copy trading, no API trading, no EAs that violate rules). Full rules are clearly stated before you begin, with no surprises. Violation of any risk rule may result in challenge failure or disqualification.

Your total open position size at any given time must not exceed 40% of your account's total notional exposure (after leverage). Example: a $100,000 account with 5x leverage = $500,000 total exposure; maximum allowed position size = $200,000. If exceeded, a Position Risk Limit violation may lead to disqualification.

This rule applies during the evaluation phase only. Single Trade Profit Limit: max 3% of total profit per trade. Daily Profit Limit: max 3% per day (resets at UTC+8). Continuing to trade after reaching the daily limit may result in disqualification.

Standard Mode is designed for traders seeking a balanced evaluation experience with more flexible drawdown and profit target conditions — suitable for consistent traders who prefer moderate pressure. Hard Mode is intended for more advanced or aggressive traders with stricter drawdown parameters and a higher profit target requirement. Regardless of mode, all challenges include fixed high profit-sharing from the beginning, 24/7 trading access, no minimum trading days, and a daily profit cap.

Y Mode Hard follows the same structure and purpose as Y Mode, but applies Hard Mode risk parameters — including stricter drawdown limits and higher discipline requirements. All Y Mode rules still apply, with increased difficulty.

Z Mode Hard is the Hard Mode version of Z Mode evaluation. Traders must pass Z Mode under stricter drawdown and profit target conditions. Upon passing, traders receive a USDT payout. No funded trading account is issued. Drawdown is calculated as per initial capital.

No, FundedXYZ does not require you to close positions overnight. You are allowed to hold trades overnight and even over the weekend, as long as you stay within all trading rules. Note: positions held overnight will cause the previous day's profit not to be counted — daily profit applies only to positions closed within the same trading day.

The maximum leverage allowed at FundedXYZ is 5x. You can select any leverage from 1x up to 5x.

First Warning: a first Position Risk Limit breach results in an official warning. A second breach results in immediate challenge failure. Users may submit screenshots if they believe the flag is incorrect. One-Time Exception: one chance may be granted without penalty — any future violation will result in disqualification or suspension.

The minimum withdrawal amount is $100 after applying the profit split. Withdrawals are processed in USDT. The maximum withdrawal in a single payout is 5% of your current funded account balance (not total accumulated profit). There is a 14-day cooling-off period after each withdrawal. Processing time is typically 1–5 business days.

If your account is disqualified due to a rule violation, you will not be eligible to withdraw any remaining profits — even if the account is still in overall profit.

Each trader is allowed to have only one active account at a time — either in the Challenge phase or the Funded phase.

Accounts with 30 consecutive days of no trading activity may be automatically failed. Users must place at least one trade within 48 hours after receiving an inactivity notice. Failure to act will result in account failure due to inactivity. This applies to all trading modes including Y Mode and Z Mode.

Standard KYC review takes up to 7 business days. Manual review may extend processing time. If manual KYC is required, you'll need: a government-issued ID, a selfie holding the ID, a handwritten note saying "For FundedXYZ KYC – [Date]", and proof of address issued within the last 3 months.

Refunds are allowed within 48 hours of purchase only. Challenges already started are not eligible for refund. Inactivity beyond 30 days may result in disqualification. See our Refund Policy for full details.

FundedXYZ can be accessed worldwide on any device with a stable internet connection. VPN and location-masking tools are prohibited. Mobile data (4G/5G) is allowed.

Yes! We offer a generous affiliate program where you can earn commissions by referring new traders to FundedXYZ. Visit our Affiliate Program page for full details.